Hey there, homeowner! We get it, when you’re diving into the exciting world of home-buying, all those numbers like down payments, mortgage rates, and closing costs can make your head spin. But guess what? We’re here to talk about something just as important, if not more fun (we promise!): the money you should stash away for home repairs and maintenance.
Now, don’t let this “adulting” stuff scare you off. Budgeting for home TLC can be a breeze. We recommend budgeting between one and three percent of your home’s purchase price each year for the typical maintenance stuff. And if you’re planning some snazzy renovations or living in an older charmer, play it safe and aim for that three percent mark. For instance, if your dream home costs $100,000, you’d want to tuck away about $3,000.
But hey, we’re not here to burst your bubble, however, life is full of surprises, and some of them might involve your humble abode. A sudden pipe explosion or windows that decide to develop drafts or condensation could put a dent in your budget. That’s why it’s smart to have some savings tucked away for those “OMG, what just happened?!” moments.
But wait, there’s more! We’re not just here to scare you into saving; we’re here to help you keep your home sweet home in tip-top shape. So, without further ado, here’s your friendly homeowner’s checklist.
Monthly Home Maintenance: 📆
Yep, you read that right. There are little monthly maintenance tasks you can conquer that will save you big bucks down the line. The best part? Most of these chores are DIY-friendly, require basic tools, and won’t break the bank.
- Check HVAC Filters: Your heating and cooling system’s filters deserve some love. Some can be washed and reused, while others are disposable. Don’t wait for your air to start smelling funky; give those filters a clean or replace them every 30 days to a few months.
- Hunt for Leaks: A water leak is like a ninja – it hides in plain sight. Check around toilets and sinks. Any hint of water where it shouldn’t be? Investigate ASAP. Even a tiny leak can add up to big bucks over time.
- Grout and Caulk TLC: Keep your tubs and showers looking spa-worthy by patching up any gaps or cracks in the grout and caulking. This not only keeps things pretty but also prevents sneaky water damage.
- Kitchen Vent/Rage Hood Filter: If you’ve got a culinary wizard in the house, make sure to clean or replace the kitchen vent or range hood filter when it starts looking gunky.
- Fire and Gas Detectors: These little lifesavers need love too. Test your smoke and carbon-monoxide detectors monthly. Pro tip: Swap out those batteries when you reset your clocks for Daylight Savings Time. Safety first!
- GFCI Outlet Test: These handy outlets, often found near water sources, need a little check-up. Plug in a light, hit the “test” button, and if the light goes out, then hit “reset.” If it comes back on, you’re all set. If not, it’s time to replace that outlet.
- Outdoor Stroll: You’re outside your home all the time, right? But how often do you actually inspect it? Take a leisurely walk around your house and outbuildings. Check for any issues with the foundation, vents, gutters, downspouts, and drainpipes.
So, there you have it! Your monthly to-do list to keep your home happy, healthy, and headache-free. And remember, it’s not just about saving money; it’s about keeping your castle in tip-top shape for years to come. Happy homeownership! 🏡💪
For your own personal checklist, visit organizinghomelife.com. She has a checklist already created or you can use her template to create one of your own.
So, as you conduct your monthly home maintenance, keep in mind that upgrading windows and doors can help with drafts, energy efficiency, noise and increase curb appeal. My friends at Granbury Door and Window can help you from ideas to installation. Schedule your free in-home consultation and watch your home become the life of the neighborhood party! 🎉🥳
